I know just how you feel. My Daughter who has a major chronic medical condition has been in the Hospital 5 times this year alone and an average of 8 days each. I don't get paid when i am out of work but I also don't get fired on the brighter side. This has set me a bit in the financial hole. I am fighting with myself not to hit the Credit Cards. Have charged very little because when all the excitement is gone in January I hate getting those Bills. You beat me cause today my balance in the checking was$5.60 cents. Really Stinks and we used to have a great finacial situation until Hubbies family decides to shut down very lucrative Family Business and put us in the dust. This gives me motivation to work harder and show them all we can stand on our own 2 feet. But with 3 daughters one in college and one with braces and major medical bills I to feel DEPRESSED!!!
Keep this in mind though and beleive me I thought I wrote this OP because today you have described my exact situation just keep praying for your health and your familys health beacause without it we will really be in trouble.
I truly sympathize and PM me if you need to vent further and we can vent together!

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Without Health you have no Wealth!