I live in North Florida. Built/purchased home in 1991. 1425 square foot; 3 BR/2BA/2 car garage, fireplace, deck on 1/3 acre in a cul de sac. Average home price in my neighborhood is $210,000. Property tax on our home is about $1500/annually

Mortgage, tax, homeowners insurance $773/mo.
City water, sewer, trash, recycling, electric $170/mo.
Local telephone & caller Id $38/mo.
Local Internet $21/mo.
Cell Phone $67/mo.
Gas per gallon $2.30 average (mid-December 2006)
Local sales tax 7.5%
Car insurance $1,630/annual for mid-size car and SUV (both vehicles are paid in full)

No state income tax!!! We only pay federal income tax and Social security, etc..