I have.. I made a double payment for the past 2 months to my credit card!! 200.00 and it will be paid off.. time to move to another one! I've been doing this for a year now and have gotten mself out of 8k in debt! My goals for this year are to pay off 2 credit cards and start paying down my expedition!

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Too many people spend money they haven't earned to buy things they don't want, to impress people they don't like. - Will Rogers