Yes they warn you to plan ahead.

"If you put a security freeze in place, make sure you lift the freeze before you go hunting for credit. In other words, plan ahead. You can lift the freeze for a specific lender, or have the freeze lifted completely to give a number of lenders access."



"If you tell a credit-reporting company to place a security freeze on your credit file, the company can’t release information in that file to lenders.

Because most lenders won’t issue credit without first looking at your credit file, freezing the file can prevent identity thieves from opening new accounts in your name.

“The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent,” state law says.

Michelle Jun, a staff lawyer for Consumers Union, the nonprofit organization that publishes Consumer Reports, said that a security freeze “is one of the most useful tools for consumers to utilize … to protect themselves” against identity theft. "