We have about 12 k in credit card debt. that includes our home equity. we are stillpaying on things that we had to get after a flood hit us 3 years ago. We were over 19k in debt so were getting there. Were paying off 6 k when taxes come around! slowly but surely we'll make it...

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Too many people spend money they haven't earned to buy things they don't want, to impress people they don't like. - Will Rogers