I said less than $10K, but I think it's closer to $7,000 now. We've been paying a lot extra, BUT we had a $25K wedding in October and only charged $600 (no interest for 6 months credit card at Sam's which we'll pay off before then) - paid for the rest in cash. We could have done a lot of other things with that money, but I really wanted the wedding just the way I wanted it. Now, we have to work at getting the rest of these paid off, but I figure that will be done by June. We're also putting in hardwood floors and tile next month, so that money could have been used as well. (But we really do need - *want* - new floors...) The floors would be necessary for us to sell the house anyway (that's what I keep telling myself!), which we're planning to do in another year or so.