We don't have ours yet- it's supposed to be in our account Feb. 2. We already have it planned out on spending- big chunk to mortgage escrow shortage(thanks to our lovely insurance bill being $1000 more than last year), we decided we'd rather pay the shortage off with taxes instead of paying that extra $100 a month. Another big chunk is going to remodeling our bathroom and little bedroom from termite and water damage. DH gets $1000 for a kayak and I get $1000 for me and the kids extras.

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Mom to Katie 1/95 and Sara 5/97