I used to work with a lady who just told everyone who asked her to a party, that she didn't go to them and no, she would not take a catalog home either. Everyone then knew not to even ask her. She was polite but firm and no one got offended. She saved time, $ and grief.

It seems like your "friend "does not listen or care when you say you don't have the $ to spend at these parties. If she is that bold and forward to ask you to that many parties you might have to get that bold and forward with her in your response.

You might also tell her that one of your New Year's resolutions is to quit going to these parties or ordering from their catalog, and that you had only made an exception for her this month only. Now that February is around the corner you will be firmly implementing your resolution so don't even ask you to break your resolution again.

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You cannot do a kindness too soon, for you will never know how soon it will be too late. Ralph Waldo Emerson