This is Magnacare, don't think I;ve ever heard a good thing about them. Our pediatrician actually stopped taking that insurance because they were so slow in paying, but have since gone back.

The big problem is that they are more of a NY based company and we are in northern NJ. Our kids were both born in a NY hospital over almost an hour away so our OB/GYN and hospital stay would be covered, it was the only place that had both. No anesthesiologist there either though.


They SHOULD make it a rule, if you work at a participating hospital, then you have to participate too.

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"A true friend is someone who thinks that you are a good egg even though he knows that you are slightly cracked." ~ Bernard Meltzer