As a banker, there is only one word to say...

SCAM!

There is a great website to check out...

fakechecks.org

It puts these e-mails into perspective as real life situations.

Please, PLEASE never give out any information to ANYONE unless you are ABSOLUTELY SURE where it is going. And never, NEVER PAY money to GET money! NO MATTER HOW MUCH!

It may look like a LIFE-CHANGING amount of money, but just stop and think how much your life would change if you PAY OUT money and NEVER GET ANYTHING BACK!