I use my banks online bill pay. It keep everything there and I can download it into a spreadsheet to review the whole year if I want. I also like Quicken (Quickbooks is more for a business). Microsoft Money is ok and is often free around tax time if you buy turbo tax. Otherwise, what you are looking for is under $50.
I really like the excel planners at:
Financial Calculators - Excel Spreadsheets
the budget software is great and only $9.95. They have good support as well