Our house has lost value from what it was appraised for when we bought it due to the market. We bought it for about $35 under appraised value 2.5 years ago and it's worth about what we paid. Our insurance company knows this but we will have to inform them of a deck roof we having put on this spring....not sure if it will raise our rates or not

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Proud to say I haven't shopped at a Wal-Mart since Sept 2003