I have mine and he has his, pay the bills separate,I have the house note, and food,and he used to have paper products and washing powder,but he did not have to buy on sale so i took that over .He has the cars note and car insurance and maintaince.I have the house insurance and house taxes.Big stuuff for the house we go half,One acccount for emerency which it takes both of us to go into.he has the light and phone cable and internt one bill.