There are 3 things DH and I want to begin to start paying off as soon as possible (we want to go on another family vacation next year - we had so much fun on our first ever family vacation this year).

#1 - DH's Truck
Balance = $3,500.00 (approx - this month's payment still has not been taken out of our bank - automatic transfer)
APR = very low, I am not sure of the exact amount.
Payment per month = $250.00 (only $17 was interest last month out of this payment)

#2 - Credit Card
Balance = 2,790.00
APR = 8.56%
Payment per month (minimum) $56.00 (but I have been paying $150.00)

#3 - Credit Card
Balance = $4,400.00 (approx - I still have not gotten this months statement)
APR = 8.99%
Payment per month (minimum) $90.00 (but I have been paying $150.00)

I hate paying the minimum payment for credit cards, although I realize that if I only paid the minimum on one of them, I could pay even more on another one, thus reducing debt more quickly.

If I free up the $250 for the truck payment, I will be able to add an extra $250 towards our other credit cards. This is what I am leaning more towards.

Does this make financial sense?

With our tax rebate check coming in about a month, I could have $1,500.00 in our account that I could immediately transfer into the truck loan payment, reducing that amount even more.

What do you think makes best financial sense in this situation?

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