I'm so angry right now I could kill. We waited 13yrs. to get a mortgage for a house. We knew we couldn't afford one earlier. As a matter of fact, when we were qualifying for this house, the first and only mortgage company we went to tried to convince us we could afford a house for $250,000. Our income is only $40,000 a year. We could have been one of those who were stupid, but chose to be responsible.
Judy