Look on the bright side, this is only temporary (well depends who the next President is). NOW is the best time to ADD to the 401s, before year end, if you can, especially with stocks at pennystock levels.

example: mid septemer Wachovia was down to $0.25 a share, spend $1,000, got 4,000 shares, now when the buy-out is complete, those 4,000 shares are worth a minmum of $100,000, all for a $1,000 investment. Nice return for a short-term/time investment.

Just wait it out.