I have always been a 74 girl. I like to walk around in bare feet, feeling very comfortable. Things will definitely have to change this year. I have resisted turning on the heat so far. Of course, it leads to very slow mornings-no one wants to get out of their warm beds. DH and the boys are a lot more hardy than I am, so I think I am going to be wearing a lot of thermal underwear around the house, and we will turn the thermostat down. And hopefully, still be able to pay that bill.