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Old 11-17-2008, 11:06 PM
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jeanief jeanief is offline
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Join Date: Aug 2002
Location: Northern Californi
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I would suggest that you go to your bank and get "prequalified" for your car loan, just as you can for a mortgage. It is usually less expensive (unless the auto maker is offering 0% interest for a specified amount of time) to get your own financing, as the dealership gets a kickback on financing (because it is more than other avenues of getting a loan). Can't hurt to get prequalified and won't cost you anything if you go through your bank (or better if you have a credit union) and you will be prepared to dicker better with this info.
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