1. What is the worst thing that has happened to you this year? This is tough. It would have to be the diagnosis of my nephew with a cancer in the muscle behind his eye. It has been so trying for my brother and his family, but they are doing amazingly well. I was also diagnosed with rheumatoid arthritis.

2. What is the best thing that has happened to you this year? My children are doing super in school and have improved attitudes. My youngest just was given an IQ test and he is as smart (or smarter than his siblings.) I always worried about him following the other 3 and feeling "lesser". Oldest has found himself and is very balanced in activities and sports. The other 2 are great too!

AND

3. What are you most thankful for this year? That we truly are blessed to be able to work and pay our bills (and a little more). While I avoid looking at mutual fund balances, etc, we are OK!