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Originally Posted by ErikNVicky  Last year the Health Insurance went up plus we had a $1000.00 Deductible..This year they said we had to switch again but the price dropped $20.00..BUT the deductible went up to $3000.00! WTF? I have to pay $666.00 per month for Health insurance PLUS pay for all my doctor appointments and prescriptions until the $3000.00 is paid. Total BS! If DH was working and not on disability leave we would pay only $60.00 a month as the boss would pay the rest but even at that its stupid. Its Independant health and they are supposed to be quality insurance at good prices! HAH! So I am canceling and We are gonna risk not having any. I can get my prescriptions at Walmart for $10.00 for each 3 month supply. I will have to pay Out of pocket for the doctor appts but I think its still going to be cheaper for the time being. Its just frustrating. |
I really don't know what to tell you. We thought we had good insurance when our son was diagnosed w/ cancer-we had been paying through the nose for many years, with no real claims. We are still about 15K in debt. That being said, our insurance co. probably paid close to 200K. Think about it real hard before you totally drop it. It is totally frustrating, and while I wish you perfect health, it doesn't always work out that way.