As much as insurance costs, I still will not be without it. If it is weird and medical it happens to my family. My dd got sick 4 years ago with viral encephelitis.. $100, 000 was paid out by insurance. The next year it was cancer and gall bladder $40,000. When my kids were younger they were always at the doctor with ear infections. Two of them had mastoiditis which is not suppose to happen with antiboidics.
I had a severe reaction to a med.