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Originally Posted by cjs216 Do you not have $350 that you can tie up temporarily? I would look at building that up - that's really quite modest in the grand scheme of things - rather than getting a credit card. Scrape up your change....sell a few things, donate platelets  , etc but get some cushion going.
cj/ |
Totally in agreement! I would not get a credit card for one thing you might find it tempting to use and anyway applying for a card affects your credit score as does getting rid of one.
Just leave the money in your debit account and use that and try to keep it there and add to it every payday.