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Originally Posted by KellyJef The only cc I use is a Citi MasterCard and I do not carry a balance so the interest rate doesn't concern me either, but I am concerned that they are threatening to cancel "unprofitable accounts".
Actually, how DO credit card companies make money from customers like me who don't ever pay a penny of interest and do not pay an annual fee? |
When you use your card, the merchant pays a percentage.