Do they raise the rate on existing balances or just for new purchases going forward? I wouldn't think that it would be fair/possible to change the terms on previous purchases.....but I have never carried a balance so have never read all that fine print (and probably can't anymore since it's so small...LOL)

cj/

__________________
I was walking home one night and a guy hammering on a roof called me a paranoid little weirdo. In morse code. -Emo Phillips