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It's on existing.
I never used to carry a balance, but when DD decided to move to AZ for a better job with 2 weeks notice - good 'ol mom had to hurry and fork out a couple grand to help her out, (which she PROMISED to pay back...not holding my breath) I have several CCs with no balance and it just miffs me that I put the move expenses on the Capitol One Card...Why? because it had the lowest interest rate!
I've decided to make the payment this month ... Seriously, In my mind I had already refused..."take me to court, ruin my credit, I don't give a rat's a$$, I'm not paying your rates" - well calmer heads have prevailed.
Monday I'll call my Credit Union and see what they suggest I do. Maybe just see about getting a small line-of-credit and paying them off or transferring the balance to my NEXT lowest interest card which is at 12% and 0 balance.
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