Stupid me...........when I was at the dealer, I asked ALL of the right questions, but forgot that most important one, of what the interest RATE was. STOOPID me! So I came her eand got you guys to help me out, and thanks for the quick help! Then, I called the dealer and asked them what they quoted me--what the interest rate was--and they told me 12%! I didn't think this sounded right...

How do you prevent them from ripping you off, sheesh?! I have spent the weekend doing some hard research online, and now my head is swimming, LOL.