Ok everyone looks like we are here again

We have tried and tried for the past months to get out of this hole we are in. It's to the point now that we are going to lose our home and more. Now I have more issues. What about my son's car, which hubby is a co-signer on? What happens to that? Can we keep it out of the bankruptcy as my son has made all the payments for the past year and a half and never been late or anything. That is my main worry right now. If it turns out he will be affected then we are NOT filing. We will lose everything before I let our issues affect him. Especially when he has kept up the payments and all.
I would appreciate any advice.
Thanks