if you have insurance and they don't file with your insurance in a timely manner, they generally have to write off the charges completely. always tell them to file the claim with your insurance company even a year later. they will tell the dr what they are going to pay and what you will owe and you could end up owing nothing because they didn't file the claim in a timely manner. if they refuse you can always get an itemized copy of the bill and file it yourself and then go back on the dr if your insurance company says you don't owe him/her anything and and the dr participates with your insurance. you shouldn't have to pay for their mistakes in billing.

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