Yea the "step-down" thing. Tenncare has it too. I belieive it was an issue with an antibiotic once that had me dealing with that. I will definitely ask my PM doc about it, and about their experience dealing with this insurance. I am hoping that if they do end up covering the meds, they aren't in the "$50 co-pay" category, but they probably will be. I am looking at all my meds and trying to decide if they are really needed and perhaps I could get off some of them, for now anyway until we get better situated finacially and can afford to pay so much a month.

Not to mention, this is bringing up major guilt for me. I am feeling that I am costing us money we cannot afford right now. If you've read my "Bankruptcy" thread, you know we are going through the same thing that pretty much the whole country is going through. So this couldn't have happened at a worse time for us. Just feels like everything is crashing down and I can't keep juggling all this stuff much longer.