Count me in 22,000 for my son Tommys tuition for his 3rd yr of College and 7500 for a second hand with about 52,000 miles toyota camry for my younger daughter Caitlin who is now is a driver , there is no spare money to spurlge to have fun, we did do a vacation but only to florida nothing big, we really wanted to go to a Island but with the above items forget it. Oh yeah also one of Tommys college books cost 275.00 and lets not forget that we had to add Caitlin onto our auto insurance plan which of course only made the premuim go way up especially since she is only 17 and a first time driver... I do not even want to think because while Hope is done with College next year Caitlin will be so again we will have 2 in College oh well. Peace. Catherine