If you use a credit card with paypal, they charge me extra fees. apparently even if you transfer from a bank account you need to mark it as a gift now under the personal tab or they charge a fee too. If anyone else has more info. b/c I'm not totally up on all the paypal changes. Would appreciate someone clearing it up. So if you'd like to do paypal, make sure you have funds in your paypal account, or transfer from a bank account, (not credit card) and go under the personal tab and do a gift.