Anna, there are many women here who prostitute themselves every day by staying in bad marriages because they couldn't survive on their own. THAT is the ultimate of prostitution IMHO. Funny how people who put others down for seeking public assistance also put people down for doing legal things to make money. Afraid you might be talking to their husbands perhaps? (not talking to you Linny)
Good luck. It actually sounds fun. But, I couldn't do it without laughing. And, unless you need a reference or want to further your phone sex "career," no one ever needs to know this is how you did what you believed you had to do to get by for now. And, who knows, it may be the beginning of a fabulous work at home opportunity!
ETA - I'm 50 and at this point in my life "phone sex operator" would be something I would look back on and smile