Thursdays are reserved for YOUR questions. If I use your question in the blog, you win a $5 Target Gift Card!

Jennifer J. from Las Vegas, NV sent me the following email:

Dear Cici,

How much do you think a family of four needs to have in savings at any given time? We are FINALLY debt free, and now we want to start saving money- so we do not have to go into debt AGAIN if something comes up. Thanks!

Dear Jennifer,

First, let me applaud...

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Thursdays are reserved for YOUR questions. If I use your question in the blog, you win a $5 Target Gift Card!

Jennifer J. from Las Vegas, NV sent me the following email:

Dear Cici,

How much do you think a family of four needs to have in savings at any given time? We are FINALLY debt free, and now we want to start saving money- so we do not have to go into debt AGAIN if something comes up. Thanks!

Dear Jennifer,

First, let me applaud...

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I really wanted the Louis Vuitton. The sensible part of my brain told me it was too good to be true. The other sensible part of my brain told me I would regret buying it. The little corner of my brain that I killed with alcohol in college told me to go for it.

Picture it. March 2000. I was a newcomer to eBay. I was having a ball. I found a matching mug for my Hello Kitty saucer, and had, in a stroke of good luck, stumbled upon a misspelling in an auction! I found an 'Authentik LOUY...

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I really wanted the Louis Vuitton. The sensible part of my brain told me it was too good to be true. The other sensible part of my brain told me I would regret buying it. The little corner of my brain that I killed with alcohol in college told me to go for it.

Picture it. March 2000. I was a newcomer to eBay. I was having a ball. I found a matching mug for my Hello Kitty saucer, and had, in a stroke of good luck, stumbled upon a misspelling in an auction! I found an 'Authentik LOUY...

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**Editor's note**

I have decided to take a day off from humor and advice to share something personal with you. I sincerely hope you do not mind, and I promise to return tomorrow with the tips and tricks you look forward too! Thank you in advance for your understanding. ~Cici

My friend, Kimbra and her husband Charlie had a baby boy, Dillion almost five years ago. Dillion was born with a rare neurological condition called Hydraencephaly. In addition, Dillion has Hydrocephalus...

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