What do you believe is the best way of paying is?

Wishful thinking to just answer your question would be for someone else to pay for it !

I had a very small amount saved from working through high school. I then got a student loan (that I was responsible for) and continued working as much as possible. Even with my mom soley supporting 5 children younger than me on a nurse's salary, I wasn't qualified for any grants at all (free money).

My student loan was interest free until 6 months beyond my graduation. At that point, I started to repay it every month and the interest was minimal.

dl

Loans, grants and jobs. DH & I both had to pay our own way through school.

We don't want our dds to have the same burden we did. We set up 529s a long time ago. Oldest is a senior this year, so we have one year left to decide how to go about it. We don't want her to have to pay it all, but also want her to appreciate it, so she has to have some skin in the game.

I think, at this point and subject to change, what we are going to do, is pay her tuition, room, board and books. She will have to come up with living and spending money...either through a job or scholarships.

Lisa

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"It's not having what you want,
It's wanting what you've got"

A scholarship paid half (I had to maintain a 3.5 gpa to keep it) and my parents paid half.

I don't think there is a one-size-fits-all 'best way'. It depends on the child, the family situation, the cost of the school they are attending, their intended major, whether or not they are receiving scholarships, etc.

I think paying for it yourself can be a great life lesson. I also assume there are millions of people walking around being responsible adults who didn't get their life lesson that way, and they turned out fine.

Yeah, that's how we felt, too. We paid her first year of college, she paid the second year, we paid the third and she paid the fourth. Fortunately, she graduated without owing a penny in student loans

DD just finished her first year of college. She ended up at our state university as a residential student, not her first choice, but a very good choice, esp for her major (nursing) She gets free tuition for having excelled in our state mandated high school testing in math and english. Free tuition adds up to less than $2 thousand per year. We get no grants. We were offered an unsubsidized government loan, starts accruing interest immediately and a rate around 8%,which we declined.

DD is an excellent student and has a well defined education plan and goal. We decided to pay her college bill itself for the 4 years towards her nursing degree. Our plan included having her pay for all her books and spending money. I do recommend having the student pay for books because there is a wide spectrum of funding options for books ie used, renting, sharing etc. It is my opinion that using her own money has spurred her to explore those options rather than shopping the campus bookstore and buying all brand new books at 1-2 hundred per pop!
Actually turns out that DD did very well with private scholarships last year totalling over $10K

So I have to say we reimbursed her the $ she spent on books last year. She is getting so far this year $3 K in private scholarships and we plan on giving her 10% of that towards books.
She will need a reliable car starting her junior year to take part in her training, so we will have to upgrade her car and continue paying insurance.

My DS, on the other hand, will be going into his HS junior year. He is not as motivated a student as DD. He gets all B's- that is a struggle for him. Our plan for his college education includes 2 years at a community college so that he may define his career goals better, then a transfer to a 4 year school. We plan on paying for community college and 2 years of residential college for him as long as he maintains a decent GPA and comes up with a plan for a future career.

Very important- is the federal tax credit for tuition that is currently available; this means up to $2000 back as a credit on your taxes for college fees that you have paid.

My parents paid for my tuition, room, board, and books. My Dad had to pay his own way through college and thought it really detracted from his experience, so he didn't want to make his kids do it.

(I paid for day-to-day incidentals and entertainment. I did work weekends during high school and every summer from high school through college. I didn't get a lot of time to goof around.)

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If this is going to be a Christian nation that doesn't help the poor, either we have to pretend that Jesus was just as selfish as we are, or we've got to acknowledge that He commanded us to love the poor and serve the needy without condition, and then admit that we just don't want to do it.

- Stephen Colbert.

Grants, loans, and working a combination of work study and "regular" jobs.

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The political system is broke and it's a joke.

I got a 4 year scholarship which paid for all books and tuition and some living expenses (I got some living expenses because I chose to live off campus and not in the dorms, if I lived in the dorms it would have paid for that also). The first year coming out of high school, I got a couple of smaller scholarships also. I also worked 6 hours a day in a day care center and I sold Avon.

Hubby was in the military when he went to college, he used tuition assistance while in the Navy and they paid 75% of his tuition. Then when he got out of the military he used his GI Bill which he paid into while active duty, to finish his bachelors degree then his masters degree.

Neither one of us took out any loans for college.

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visit my homepage http://penny.mycoupons.com/

More specific to your question, I paid around $33.50 per credit hour! So, roughly $100 or so per course based on a 3 credit course. This was in the early 80's so were not talking a lifetime ago. Yes, times have changed.

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I don't suffer from insanity, I enjoy every minute of it!

My parents paid for room and board and tuition. I had to pay for books and spending money (summer job, didn't work during the school year).

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I've never lied to you. I've always told you some version the of truth.

Thankfully for us , my father in law started his own family business, making kitchen cabinets, when he came to this country from poland at the age of 16. He worked his way up and worked very hard and hard work paid off. He instilled his hard work ethics into his children, who learned from a early age to work hard and safe. Each time when of his grandchildren were born, he was financially secure to set them up for college, when they all reached the age. He started the foundation and through the years, me and my husband always added into the funds. Today we just had our last nephew enter into college, they all have made their parents and most important their pop pop very happy, with all their fantastic grades, he would have it no other way. However while they were given a fantastic opportunity to obtain a wonderful education, excellent grades we first and foremost. I would have to say we are blessed for all the hard work my in laws did and for all the hard work their children have done and grandchildren as well. God is good ...Peace to all and blessings... Catherine

Even graduating with Honors and Deans List, I still had to take loans for my entire tuition. No grants were offered to me.

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-Kristi

I am currently in college and have student loans. I do get some pell grants. I graduate in september and then will be starting my bachelors program and will have to get more loans. Since my husband and I are both in school we will owe a mighty fortune in loans when we both are done.

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SAHM of Bailey 12, Tyler 10 , Emily Ann 6, and Ryan Matthew 4 yrs old.

All my children and all of my nieces and nephews all obtained extra money for their college education from having excellent grades. This year when my youngest Caitlin who switched her major and college earned 9,000 towards the year for having maintained a 4.09 gpa which we are extremely proud and pleased. One of my nephews Daniel who attends college in Rhode Island is going for sports, he is a soccer player and hopefully will make the majors has received so much money towards his education for his excellence in the game of soccer. Peace and blessings to all...Catherine.

As expensive as college has gotten, and keeps going up like crazy each year, makes me wonder how anyone can afford it anymore. On the news they are always talking about a raise in tuition. I think the cost of college is insane! I've even started to read that the cost of college has out weighted it's benefit. Yet people continue to pay more and more! I have an acquaintance that has $170,000 in college loans now and can't even find a job in her field!

It all depends what your going for. I am in the health care field and there is tons of job opportunity's for my position. What my husband is going for there is lots of jobs for his too. It really all depends and you have to research, research, and research before you decide to invest a lot.

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SAHM of Bailey 12, Tyler 10 , Emily Ann 6, and Ryan Matthew 4 yrs old.

.........college educated, yet with three errors in 2 sentences.................

dl

Dl whom may I ask are you referring to about being college educated, yet 3 spelling errors, if it is me and I believe it is, never once did I ever admit to gong to college, I did not, where do I express that, and if I am wrong and it is not me, then I am sorry, but with our past, I just have to ask whom are you referring too, thanks in advance for letting me know....Peace .....Catherine

For crying out loud. It is not all about you. For the love of Pete. A message board is not all about you. We have a past? No, you have a past. It is not all about you.

no PEACE, know PEACE !

no BLESSINGS, know BLESSINGS !

dl

OKay dl so whom were the comments directed towards, and yes we have a past here, of you constantly coming towards me and attacking me over and over and over, when will you ever give it a rest, honestly you need to find better things to do with you life, and for the record, I can say peace and blessings alllllllllllllll I want over and over, if it bothers you, skip over, honestly trying to be a nice person and offer peace and blessings and that and my grammar still bother you...Your not a nice person, go ahead keep the flames coming. could care less your such a negative mean spirited person..........................peace and blessings to all others .....Catherine

I don't really get the point in someone pointing out typing/spelling errors other than just to be rude. I think we all make errors when we type and submit our posts before realizing it. I have a cousin that's an editor and writes poetry, we email daily and she makes typing and grammatical errors all the time. And YES she has a college degree!

How can you be a kindergarten teacher without going to college?
Have a brand new coach handbag to sell for paypal

To answer the question, I had a two year scholarship and a four year scholarship. My first two years were covered by the scholarship. My last three years (dual major so I took 5 years) were partly covered by scholarship plus I was working full time. Even with the scholarship and work I still had to put books and misc. items on my credit card. Not a great choice but it was the only way I could make it through school.

Never said I am a kindergarten teacher, I am a kindergarten paraprofessional, all who visit here know this to be factual. Of course if I was I would need college education, sincerley hope this clears up your question..Thanks and peace and blessings to all my friends...Catherine. Edited to say yes I agree even people who did go to college make grammar and spelling mistakes, after all are we not human????.

Quote straight from the link...
"Have a brand new coach handbag to sell for paypal
Here are the details, this was a gift from my principal I am a kindergarten teacher, anyone while it is beautiful I am not into coach I love fossil . The bag is a handbag all authentic and brand new. it is a medium size bag colors are baby powder blue, and beige. It is a medium size handbag. I looked up the value and it is 245.00. looking for best offers of 50.00 or more in personal paypal. I have excellent feedback here iluvlucy420 and will if anyone is interested post all pictures of this beautiful coach bag, and also with the numbers inside plmk if anyone is interested need funds for all my aids hospice donations peace for now....Catherine
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in memory of my beloved beautiful brother Sonny who is now an angel in heaven"



I'm not going to debate grammar and spelling because I know that this is a relaxed, casual message board. I don't write as if I am turning my posts in to a teacher for a grade but I hope that they make me appear like I have an educated thought.

Well basically being a kindergarten teacher and paraprofessional are basically the same or teachers t.a, in our school district, it is basically the same, I could have written Kindergarten paraprofessional but I choose to write the latter. For your information, this topic was discussed many times. Also I have nothing to hide simply go to the Elwood Public School system in Long Island New York, hit the primary school which is Harley and look under technical support staff, you will see my name. Again honestly no harm, but again I am considered a kindergarten teacher, because I work right along side my teacher and we basically run the class together, also if he is absent, our school does not seek another teacher to fill in I simply take over. Sincerely hope this answers your questions now...Edited to say, all people who have gone to College are not perfect and make grammar mistake, we all do we are human, correct????. Peace and blessings to all my friends. Catherine

Being able to write coherently, as well as understand is how we communicate. For me, seeing errors as I read is like a roadrunner stop. It makes me stop and have to figure out what the person was trying to communicate because it doesn't make sense.

An error here and there is understandable. However, repeated errors are not typos - no matter how much someone wants to convince us of that. It is difficult to read posts with numerous problems. Many points are lost because the person cannot express themselves in the manner in which our education taught us. Sometimes posters appear to have no pride in the example they set, cannot realize their point is lost, and it appears they failed to learn what was taught.

dl

I have much pride more then you will ever realize, however I do not need to prove how much pride I feel as person to you, for you mean nothing......never will....... continue to trash talk you really have trouble being a nice person, and literally pick on the little things in life, what about more important issues facing our country and world. Catherine

Perhaps you should stick to reading books then?

What's with this constant harping on ILuvLucy? We get it. You don't like her posts. So don't read them. Responding to every post she makes just to pick on her grammar and spelling is tiresome. Find another hobby.

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If this is going to be a Christian nation that doesn't help the poor, either we have to pretend that Jesus was just as selfish as we are, or we've got to acknowledge that He commanded us to love the poor and serve the needy without condition, and then admit that we just don't want to do it.

- Stephen Colbert.

I'm sorry, Catherine, but a Para is NOT the same thing as a Teacher. Not in your district, not in any. If they were, then a teacher would not spend all of those years in college. I love my Para and respect her highly. I teach the children that we are equals in our room, because I am not saying I am any better than her, BUT.....she is not a teacher, and I do the actual teaching. Shame on your school if they really are allowing a Para to teach(which I doubt).

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"When you're drowning, you don't say 'I would be incredibly pleased if someone would have the foresight to notice me drowning and come and help me,' you just scream."

John Lennon

I like her posts, however, they can be tedious to read. Another poster has also pointed out that she CAN write understandable posts, but chooses not to be consistent. I do not respond to every post she makes, etc. If one were to keep track, it's obvious it's lucy who over and over says she won't respond and is done and yet she never is.

She thinks it's all about her. She decided that in this thread. My post about college education and errors was NOT about her or directed to her at all. Nor did I quote her, however she makes it all about her.

dl

gg, you are absolutely right. People should be factual and maintain their integrity. Be prepared for being accused of harping on lucy, it seems anything she wants to post is ok. Posting one thing, then denying it, then carrying on to make it all "ok" doesn't actually make it ok. I much prefer reality over embellishment.

dl

I'm ready. lol. I try real hard to just read and not reply...but sometimes I just can't resist! I am not picking on anyone, but her posts are so hard to read and it just gets annoying after a while.

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"When you're drowning, you don't say 'I would be incredibly pleased if someone would have the foresight to notice me drowning and come and help me,' you just scream."

John Lennon

I hate when I'm trying to read something and they are writing in IM style. Like "B 4" and "R U L8"...that bugs the crud out of me...HA! I see people post like that on Facebook all the time and I'm thinking, is it that dang hard to write out "before" and "are you" GAH!!!!!!!!!

Sorry GG but I beg to differ, you do not know my school district, we are extremely small currently for the following school year we will have 8 sessions of kindergarten, each half day, with about 14 -16 children in each session lasting only 3 hours each. I have been doing this now starting my 14 year. I am right there , right along my teacher, teaching and helping them learn in all manners. For example one of the many items we use to help them learn , is a item called their journals, which in the beginning for some of the students it is very hard, basically it consists of 14 pages 7 are for a picture they will draw or color on one side and the other page right next to you , has lines for them to write. For the most part some start out slow while others can pick up writing and sounding out the sounds of the letters very easy, while others struggle. We use a system called taping it out, for instance of course we always start with the very easy one and 2 letter words and move our way up. For many of them, it always comes about the vowels, which are learned about 2 months into teaching. the words, I, me, you, him, he, she, like are used a lot because they get used to it. Now after they try to write a few words on their own, me and my teacher go around and read with them, and help them to tap out the sound of the word to help them to learn to write the word correctly, my teacher could never do this particular learning procedure all by himself, they are all asking for help at the same time, so there is where us Kindergarten paraprofessionals come into play. I can fully understand if you were going to past judgement on me if I was a high school paraprofessional and trying to teach perhaps 10th or 11th year math or social studies, I am not qualified for that. However after almost 14 years here in our school district all teachers basically follow the same criteria and it is repeated over and over, so yes I do teach and am considered a teachers aide. I never wanted to go to college my focus as always been to be married and raise my children, they come first and foremost. I was given this opportunity which worked out fine, because it was my children's school district, again being so small, all 4 schools are blocks within each other, so I was always right there. Now with no more babies so to speak I went from 2 hours a day in the beginning and know am full-time...We also have the smart board not sure if anyone else here is familiar with that tool of learning, it is fantastic, the chalks boards are basically do not exist anymore..Any more questions concerning my job and duties I would love to answer..Peace and blessings to all my friends....Catherine

NYC outline for Paraprofessionals:

Substitute Paraprofessionals - Paraprofessionals - New York City Department of Education

Paraprofessionals are teaching assistants who provide instructional services to students under the general supervision of a certified teacher.


Qualifications for a NYC Kindergarten Teacher:

PDI | Career Development | Teachers - Kindergarten

Kindergarten Teacher Academic and Experience Requirements

Bachelor's Degree AND NYS Teaching Certificate

Another interesting link:

Teaching Assistants Pursuing Certification:OTI:NYSED

The following are suggested steps to help teaching assistants who want to obtain certification as a teacher:

Contact your school's human resource administrator to determine whether your district provides incentives for paraprofessionals.
Contact local two and four-year higher education institutions for information on programs that can help you meet the education requirements for certification. Some community colleges offers special programs to prepare paraprofessionals, which are articulated with one or more four-year colleges that offer baccalaureate teacher education programs. Information on all teacher education programs offered by colleges and universities is available on the Office of College and University Evaluation's Web site at Office of College & University Evaluation home page--NYS Education Department.




No matter how your school district OR YOU try to describe it, a paraprofessional is NOT the same thing as a teacher. You ASSIST the teacher BUT you are not the teacher. I am not a teacher but friends with many of them and find it offensive that you would claim to be something that you are not by any stretch of the imagination. Teachers work many years on their COLLEGE degrees and certifications.

Shaking my head!!


Edited to add that I went to your school page as you suggested above and guess what? YOU are listed as a PARAPROFESSIONAL and not as a teacher.

https://sites.google.com/a/elwood.k1...upport-staff-1

If you were a TEACHER, you would be listed under the following list:

https://sites.google.com/a/elwood.k1...rley/faculty-1

You might wish you were a teacher, but you are NOT!! You are right there with your teacher, ASSISTING! You have no teaching degree and experience does not equal degree. I did not even have a para last year, because I did not have the inclusion class, and I did manage to teach all skills, all by myself, so.....yes, your teacher could do it alone. You are very full of yourself. Why not just go get the degree? You would take several English classes along the way that could really help you!

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"When you're drowning, you don't say 'I would be incredibly pleased if someone would have the foresight to notice me drowning and come and help me,' you just scream."

John Lennon

Wow , first off never said I was the a teacher but I do teach and if I do I am teaching, I told you I was a Kindergarten paraprofessional did not lie, nothing to hide. To GG what is up with you, woke up on the wrong side of the bed, nice to see, you decided to go along with DL comments nice company you keep have fun. And to say experience has nothing to do with it, shame on you, there are many people in this world who never earned a college degree, or had little or no schooling yet when on in their lives to accomplish many wonderful things and how did they do this, hard work, determination and learning experience from on the job training.......Go ahead shake your head, it is the truth, I do teach and help teach and again when a teacher is absent we are there no subs, unless it does go into long time periods. Parents whom I have gotten to know and love over the years always address me as a teacher. I can post some cards just this year from the parents, again I have nothing to hide no lies here...Peace and blessings. Catherine

Experience does not make you a teacher, any more than some parents that call you that(they don't really know the difference sometimes). Nothing is wrong with me. You are NOT a teacher and I was just explaining to you why you are not, since you really seem to think you are one, and that you are qualified to be. Subbing a class does not make you a teacher, either. One thing does; A TEACHING DEGREE!

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"When you're drowning, you don't say 'I would be incredibly pleased if someone would have the foresight to notice me drowning and come and help me,' you just scream."

John Lennon

Catherine, YOU are the one that stated YOU were a Kindergarten teacher in your ad on the garage sale board. Then you went on to state that a Paraprofessional and a Teacher ARE the same thing. They are NOT the same thing and it would do well for you to learn the difference between the two. I have helped my neighbor's children learn their ABC's and how to read so that does that make me a teacher as well? No, not by any stretch of the imagination.

Oh what a tangled web we weave when first we practice to deceive.............

I am going to end this nonsense here , to littlewolf, no tangled web to deceive anyone. My job title is a Kindergarten Paraprofessional, as such my duties include to assist the teacher and he assist me, we help each other to teach the children, so if I am teaching I am considered somewhat of a Kindergarten teacher, I literally preform the same duties , I teach, I help learn, I speak directly to the parents, when needed again my teacher cannot do it all himself. I am in the room the whole time with the children as he is, we work side by side. Again I am considered by the students as a teacher, I am referred to the students as a teacher from my teacher. The parents call me by my last name and always say listen to your teacher not your kindergarten paraprofessional and yes you can learn on the job training, remember we are talking kindergarten here, I am not working in a college. I will not defend myself for anymore ridicule by anyone here. I simply love my job, doing the very best and am very very loved and respected by all....Peace and blessings. Catherine

YOU ARE NOT A TEACHER!! The teacher can do it himself, unless something is wrong with him, because I did it all last year with 22 children in my class and full days of school every day!

A Para is not the same thing as a teacher. Is that was the case, the pay would be the same, the title would be the same and the teacher would not need the degree!

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"When you're drowning, you don't say 'I would be incredibly pleased if someone would have the foresight to notice me drowning and come and help me,' you just scream."

John Lennon

Yes!!! YOU FINALLY stated your proper JOB title!! Now if we could only get you to see the difference between a paraprofessional and a teacher, you would be on the same page with the rest of us.

However I still teach..........Peace. Catherine

It isn't becoming to always try to get the last word in...............especially when you are wrong, you've been proven wrong, and you were proven wrong factually with your own posts.

dl

Before I had my degree, I taught my dog how to sit and my children many things, but I was not a TEACHER that could be hired as such in the school system. We all teach something to someone, but......well, dream on, girl.

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"When you're drowning, you don't say 'I would be incredibly pleased if someone would have the foresight to notice me drowning and come and help me,' you just scream."

John Lennon

I hold my professional license in 3 states (thanks to the military). In each of the 3, I cannot use that title unless I have met all of the educational requirements, passed that individual state board, and keep current with mandated continuing education. When I say I cannot use that title, it is in all aspects whether spoken, written, represented, implied, acting as such, etc.

While I realize all states are different, I wonder if the same applies to being a teacher? Any insight gg?

dl

I am not sure about all states, But I believe it is that way in all. I know in most I have checked into, you have to have the degree, pass the state test (praxis here) and be certified. I had to go through a process called LATTAP during my first year, which was pretty stressful. I was sorta on a temporary certification until I passed that. We also have to have so many professional development hours each year and get our certification renewed every so often.

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"When you're drowning, you don't say 'I would be incredibly pleased if someone would have the foresight to notice me drowning and come and help me,' you just scream."

John Lennon