I am receiving phone calls from financial people regarding my Husbands sister. They call and tell me its in regards to credit issues and to have her call them. I was so shocked and embarrased for her because I am sure they have called other family members she doesn't even speak to. Do I tell her??? We aren't that close so I don't know how she would feel. Can they legally disclose this personal info to others. Please help as I am so aggravated right now at how there is no privacy anymore for anyone. And to boot the women is arrogant. Real Holiday Spirit. They are hard workers not sit at home lazy people that just probably can't keep up with the increasing expenses. Advice please

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They cannot legally give you any specifics, but they can call you to leave a message for her.

It's called skip-tracing, and they can even call neighbors when they are trying to collect a debt. It's probably not a credit card, but either a mortgage company or automobile loan. My MIL has lost more cars to repo than anyone I know, and we get these calls on a regular basis. We've even had repo men come to the door and ask for her, and leave sealed letters for her here.

I have no idea if they can legally, probably can. I finally put a message on my voice mail that I wasn't So & So's secretary and I would not give them any messages. I finally had to send a cease and desist to my sister for her to deal with it and make them quit calling me. (I don't speak to my sister hadn't for years so I have no idea how they got my number.)

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They can, as offensive as it is. I received calls for a neighbor I barely knew about a credit card. Clearly the intent is to put pressure on the debtor through embarrassment.

Hopefully they won't continue to call, but if they do, Caller ID can be a big help.

Having worked in the credit industry (B, C and D paper auto loans) before getting married, I can tell you they have many ways of finding out things about people. In this day and age with Google, it's even easier, I'm sure. They can find out your neighbors, your family members, etc. In my MIL's case, she and my FIL have been divorced over 20 years and HE was even getting the phone calls on his landline phone. He remarried again with the past 2 years, the landline was in his new wifes name (maiden name, even, and not listed in the phone book) and they found that number.

They call me all the time about my brother's mortgages. I'm in a different state with a different last name!

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Wow, that just seems really wrong. Seems like an invasion of privacy to me.

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O-H-I-O

Boy I know exactly what you mean by this mess!!!!! I have been getting calls for years now regarding my mother in law - who apparently takes it upon herself to put our address on things regarding her!!!! So of course everytime they call - I give them her address, her home phone number and her cell phone number and then tell them to take my number out of their system - this has worked with several of them - think they finally figure out that by my giving them all her information - I won't be passing on any messages to her!!!!!

No they cannot disclose their information to you it is a violation of the FDCPA/Fair Debt Collections Practices Act, you need to go to the Federal Trade Commisison and report them for vioalting the FDCPA their website is Ftc.gov go to the Consumer Protection link. However per the FTC link here : Fair Debt Collection They can contact a third party but only once

May a debt collector contact anyone else about your debt?
If you have an attorney, the debt collector must contact the attorney, rather than you. If you do not have an attorney, a collector may contact other people, but only to find out where you live, what your phone number is, and where you work. Collectors usually are prohibited from contacting such third parties more than once. In most cases, the collector may not tell anyone other than you and your attorney that you owe money.

So the fact they have told you that your SIL owes money is a vioaltion report the scumbags collectiona gencies are bottom feeders and I would suggest you send your SIL to creditboards.com they have a great group of peopel there that can guide you through credit problems. I got confused with someone who shares the same name as me and I got sued but never served and they got a default judgement on me and took my disbaility check right out of my bank account and I got an Atty from legal aide who got it back and left the collection agency embaressed with their heads dragging because they were wrong.

Do it file at FTC.gov they CANNOT legally tell you she owes a debt.

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Yep, I've gotten calls, too, for a neighbor.

If they say something like "Bob owed us $3000 and has been past due for 90 days" then yeah, that's a violation. If they say "Please have Bob call us regarding credit issues" is okay because 'credit issues' can mean a variety of things. Sure, they most likely mean they have not paid, but it can also mean they have questions regarding a suspicious charge. I personally find the tactic slimey but I don't think it's out of the realm of being legal.

This is why I request that people NOT use me as a reference. I prefer not to be the go between.

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I used to get calls for a friend who defaulted on her Rent A Center TV, and her dental bill. She had put me down as a "reference" or something. I don't know the legalities of it, but, I can understand a creditor or collection going to any lengths to get this debt paid.

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I Know that my sister n law never would put us as a reference though

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I have been through this with a family member.I tried telling them her cell info and such,but one company said they didn't have to change the info,unless she talked to them and told them to.
I was getting calls from 3 different CC Cos.
Relative went to a debt relief company(which I will never reccomend to anyone again.Thier fees are astounding,and you must pay the debt company first,before they arrange to make agreements for past due debt.)
Along with the debt company,you are assigned a lawyer who will keep track of,and stop calls being made to you.That was the best part of using that service. The calls did stop.

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It's possible that when the sister got a mortgage loan or credit offer, she may have listed your husband as a relative which is essentially a reference. Or maybe someone else in the family put him down as a reference and her too. It's like a six degrees of seperation. With computer data and companies sharing info it's a lot easier. They cross reference and call whoever they can to pressure your SIL to call them.

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We were receiving phone calls for a neighbor too. They left messages on our machine to give our neighbor this phone number so they would call. We live about 15 acres from this neighbor. I did not call the neighbor and I did not give her the number.

So did they stop or keep calling you? I agree on not saying anything.

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My wondeful brother in law used our mailing address and phone number for contact info and of course he is behind on EVERYTHING. I have stopped answering the phone when I look and see it s one of his creditors.These people dont beleive that he dont live here and calls him alot. A few yrs ago, i received a phone call from DISCOVER card wanting me to tell the people who live about 1/2 a mile from us to ontact them asap. when I asked why they called me since I barly know these people, they said they found our address and number listed on the net as their closest neighbors. the man went on to say that they were behind on their bill and wound not answer their phone. So I told them that it was their problem and not mine and to never call me again.

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i may sound nasty but if she owes it then what is wrong with letting her know that you are getting calls?
If you don't, then they will continue to call everyone and that would be more embarressing!

You don't have to go into details but give her the phone number .

1. I dont know these folks so I dont know if they owe it or not.
2. Not a good way to meet someone, go down to their house and tell them that they should call their credit card co cause they are calling their closest neighbors?
3. Its not my job to run down there and give them any messages. They have a telephone and I am guessing they have caller ID and have decided to not answer their phone when discover card called them.
As I stated, they dont live very close to me. and I dont know them.
I felt that if I did this one time for discover, they would decide that they could contact me each and every time they got behind on their payments and they would call me , expecting me to deliver their messages. They can send them a registered letter if they want to get in touch with them. I am not a delivery person for them to use to get messages to people I dont even know, just when I see them/

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Used to get them for my SIL me or dh hasnt even seen or heard from her in 7 yrs or more I told them that to & they didnt believe me but I just kept telling them & they quit calling. Anyways I really havent seen her nor care to she is someone most of the family would rather not hear from especially me.

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Just last month my niece got a call here from a collector. I told them she didn't live here and asked how did they get my number since it was UNLISTED and PRIVATE. They wouldn't tell me. about 20 Min's later my niece came down and I gave her the number, She called and asked them why they had not sent a bill yet for the ER visit from the month b4.( They have done this to me 2 times in the past ). Any hoot, She told them she didn't live here and not to call again as this WAS NOT her home nor contact info. Not even 10 Min's later I got yet another call from them Different person this time. I'll be nice on here, But I think I got my point over to them NOT to call my home again, I wasn't her answering service, Mother, or a go between them and her. I also told them if they called again now that they know and HAVE spoken to her and she confirmed this is not her contact number , that if they did call again I'll call whom ever needed to be called for harassment. I have not receive another call since. However, I think there should be some kind of law in companies just calling whom ever they want in order to get a person that owes them. Personally it's none of our beeswax's what anyone pays or doesn't pay. Thats what they( the companies) have resources for, going after the non paying party. It's unreal any company would call someone that lives a mile or 2 down the road to get that person to call them back. Good Lord, SUE them and hash it out in court.

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I was getting the same kind of calls for my brother. Hubby and I bought my parents house back in Feb and Bro used to live here with them. So when they moved so did he to his own apartment but never changed the phone number because he didnt get a new phone. So they continued to call here after he stopped paying on his credit card.

I told the collection company back in May that he does not live here and I refuse to give them any info on him. They stopped calling... I did tell Bro about them calling and gave him their number. Well they started calling again about two months ago. I lost it over the phone and told the gal to stop calling me he doesnt live here ...she hung up on me! Then one day I called them and told them if they call me again I am filing harrassment and fraud charges against them. They never called back.

Im hoping thats the end of it, but I was told once by someone at a credit card company that if you tell them to stop calling you they have to stop for two months and then legally they can start calling again....

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This is happening right now with my mom & my grandmother. My grandmother has been ill, and is in a nursing center (and they are taking her check each month to pay for it) so, she is not able to pay any of her bills or debts. They have been calling my mom at work, because evidently, my mom called and checked the balance of my grandmother's account for her ONCE, and they kept a record of the number. So, they are harassing her saying she is responsible for my grandmother's bills. Blech!

My post was for the OP (not anyone else who got these calls). She said it is her husbands sister!
I would think it would be better to let my sister-in-law know about the calls. Otherwise they may call a lot of other people and that would be even more embarressing !

I'm not an expert, but I have heard that it is illegal in the state of Texas (your mom lives here, right?) for them to call her at work. She can tell them to stop calling her at her place of employment, that she knows it is illegal and they do, too. They should stop calling her there. It worked for my sister.

Kim