Not to be doom and gloom (hah!)... and besides the obvious that you and your spouse love and belong together, does your spouse know the simple things like the following:

Bank account and other financial information...?
Where's the family safe? the key/combination?
What things come in the mail are important? unimportant?

This came up yesterday because my DH was looking for his own social security card and I told him it's in the safe... He didn't know where the key was and then he started looking for the safe. Whoa.

Is your spouse well-informed or will s/he have a bit of trouble if/when you bite the dust!??

I think he'd be quite lost for a while; he is clueless when it comes to our finances (shame on him!), and my organization skills are all over the place. I do have a life insurance policy, and every once in a while I remind him. I should tell the kids as well, cuz if I went first, he'd forget that too.

DH would be just fine if I went first.....he knows the basics. When he retired from the Army last year, we had our wills re-done.....the attorney covered everything From if DH went first, or if I went first, if we went at the same time, if DS was under 18, over 18 or over 25. It was a load off my mind.....especially since our old will had DS going to DH's brother and SIL......but they told us after DS was diagnosed with autism that they didn't want him and the responsibility. So I now know that DS would go to DH's cousin (who is more like his sister) which is a perfect match....she has a DD that is only 6 months younger then DS and they are very close.....so it all worked out in the end.

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He knows how to get into our safe, everything he would need to know I keep in there, from important papers to instructions on how to access things to backups of all family photos, all my passwords...everything. Without the safe he would be dead in the water :-)

My DH knows how to get into the safe now! I really thought that he knew this before though -- he had forgotten!

Old age setting in.

I am very organized. DH might be a bit confused at first, but he knows where everything is and could figure it out.

We also had the wills done with every possible combination of who goes 1st, if the kids are with us or not, what age they are, etc. So that part is already done, as well.

Lisa

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"It's not having what you want,
It's wanting what you've got"

he would be fine. Maybe a bit disorganized at first but I have everything taken care of. He has a key to the safe deposit box and in there, I have a flash drive that has all of our important info on it:
banking info
scanned copies of our will
passwords for everything
misc info
pictures
info on how to run my business (he is not involved but could easily take over if something happened to me)
basically, he would be okay...I prepare well

If he were to lose the key to the safe deposit box, my brother is our banker so he would help out

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Proud to say I haven't shopped at a Wal-Mart since Sept 2003

Last year my DH was looking for something and I told him they were in the lockbox....he did not even know we HAD a lockbox.......we sat down and went over everything.

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Nutella,....
proving some of the best things in life come in a jar.

My SO is in big trouble. He doesn't know any of that stuff. I doubt my son (he's 22) would be able to find most of that either.

Thank you for the heads up that problem will be taken care of quickly.

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Laura
Please visit my blog
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Dh takes care of everything now (paying bills, filing, taxes, etc) so I know he'd be fine...it's me I'm worried about!! No, honestly I'd be fine too, even tho he takes care of all that crap, I do know where everything is, including our lockboxes and safes and stuff. I don't have any of his passwords, but the only thing he really does online is shop.

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Friends are like butt cheeks.
Crap might separate them,
But they always come back together.

Mine wouldn't have a clue!!!!! I've had a few surgeries recently and went over a few things with him before the first one, then reminded him again before the second and he'd already forgotten. He just says that he'll have to go first.... I've got everything in files and figure he'll find it eventually.

We have discussed this. I know I need to get my act together and put together a notebook just in case. He knows all the bank stuff. As for the mail and the bills he says he would open everything and pay the bills as they come. LOL I imagine the cells might get turned off it's a paperless bill and I am not sure if they warn you if you forget to pay but I imagine they would.

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The political system is broke and it's a joke.

mine wouldnt have a clue hes got a great job but cant even pay a bill he cant even read them he also cant open the hood on the car I on the other hand know everything my name is on everything he wouldnt know where to start about once a month thoughts go threw my head if he couldnt work or died this is what we would do I dont think he ever has those thoughts I just worry more about things but know I will always be ok not so sure about him which is why I have 3times the life in he does

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mom of 3 greats girls

I'm not even sure he knows where the washer and dryer are!

I have it pretty much mapped out and he's full growed so he so hopefully he would survive. As long as he doesn't get some little chickadee in to help him.

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Life isn't about waiting for the storm to pass
It's about learning to dance in the rain.

I agree they are grown they should be able to figure it out I have tried to explain things but he has no interest in any of the bills or things

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mom of 3 greats girls

Mine would be OK except for the kids, he'd be totally lost. He knows the bills and accounts, etc, but he wouldn't know what to do with the kids, like what they eat in their lunch, what days they stay later at school, where the snack list is for school, what time the bus comes, etc.

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"A true friend is someone who thinks that you are a good egg even though he knows that you are slightly cracked." ~ Bernard Meltzer

My Dh would be totally lost. It really scares me and I try all the time to get him involved but he doesn't want to be bothered. All he wants is to make sure he has his lunch money and beyond that forget it. I am not sure he would even remember how to write a check. Its been so long since he has done anything.
He would be totally lost in a grocery store too.

I'm in the exact same situation

DH is clueless about all this stuff. I truly think that he is worried that he won't be able to "grasp" it so he is afraid to even try. Before we were married (almost 30 years ago!), he would pay his bills by simply going to the phone company or the gas company, etc. and pay cash. But I don't think you can do that anymore?

I plan to sit down with DD and SIL soon and go over all this with them so they will be able to step in if needed.

Last time I visited my parents. late 60's, Dad sat me down and showed me where all the internet banking accounts are located. He showed me the username and password book he had. You know how they always tell you to change your passwords every 90 days??

Well, he does this! Yikes! He has a code, like the Army or something, on how to do it! Scary. I took copious notes and have them at our house for safe keeping. Mom was jut not up to learning all that!

Not a clue my DH would be clueless and is clueless one of my last hospitalizations when I was put in the ICU he gothis paycheck and had to pay bills and had no clue what bills are due when or how much etc. The ICU wouldnt let him bring in my laptop so I had to call him and walk him through everything on the phone. I do have a cheat book so to speak that has all the information including what message board sI frequent and who to tell when I am hospitalized etc and even that hasnt helped him one bit I do every bank account online banking screen screen by screen what to put where etc and the man is clueless. SO here advance prepping does no good he has proven that already.

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My hubby does all the finances in our home but if something happened to me I worry about who would do the laundry. I don't think he even knows how much detergent to add.

DH and I have a *money date* every payday where we go over finances and whatever else each other might need to know in case of emergency. Not only does it keep us each up to date on each other's stuff as well as bills, but it gets us away from the kids once every 2 weeks ;-)
MZ

What a great idea!

Do you do it home at the kitchen table or do you take all of your paperwork to a restaurant?

Thanks!

EXACTLY!!! I was going to say the same thing. He'd be totally lost when it came to the kids.

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"Is God willing to prevent evil, but not able? Then he is not omnipotent. Is he able, but not willing? Then he is malevolent. Is he both able and willing? Then whence cometh evil? Is he neither able nor willing? Then why call him God? " ~Epicurus

No DH here, not even a dear! So I 'm guessing I should let my dd's know the financial deal in case they needed it. Will get on that ASAP!!