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The Cafe - 'TC' So? Your daughter wants her belly pierced? Your cat keeps using the couch as a litter box? Your husband taped the Hockey game over your wedding video? Your neighbor has a gnome collection and it makes you mad? Pour yourself a cup of coffee and come on in to The Café! Talk amongst yourselves...discuss, question, reply, or respond to many subjects!

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  #1 (permalink)  
Old 04-16-2009, 08:40 PM
Momziller's Avatar
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Pre-Identity theft info

Check this out....

Preventing ID Theft, Block Credit Reports, Consumer Alert—AARP



Who knew, eh?

MZ


eta: I think we need to do this for our kids as well because one of our teens at home had her checking account hacked into recently. The unauthorized charged was for $3 at an airport she'd never been to, hadn't even traveled close to the time of the charge. Does anyone know of a less expensive way to do this freeze thing?
TIA,
MZ

Last edited by Momziller; 04-16-2009 at 08:43 PM. Reason: add info/question
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Old 04-16-2009, 09:36 PM
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I pay for a service to monitor my credit and I can put a freeze on my credit report. Meaning, no one call pull my credit report without my permission. So, fraudulent stuff is tougher to get because they can't pull a credit report.
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Old 04-16-2009, 10:21 PM
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Had this happen to my checking acct. last year-to the tune of $9000. We had just gotten our tax refund. They were taking out weird amts.-like $1832, $1956, etc. Thankfully our bank caught wind of the situation and called us. The money was back in our acct. the afternoon it was caught. What was frustrating is that there were no charges made against the perp-apparently, it was too small an amount to bother with. Hellooooo????I now almost check my acct. online daily. Scary stuff! We work so hard for everything we have-just pisses me off that there are some bottom feeders thinking they can get a free lunch!
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Old 04-16-2009, 10:42 PM
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We check our bank accts several times a day and pay for a premier anti-identity theft service.
When is what we do enough?
We have employed/paid for the top rated anti-personal theft security service and they still missed dd's prob.
What's a citizen to do?!
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Old 04-17-2009, 06:12 PM
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Originally Posted by Momziller View Post
We check our bank accts several times a day and pay for a premier anti-identity theft service.
When is what we do enough?!
I'd say it's more than enough already. There's careful and then there's paranoid. Checking your bank accounts several times each day in case somebody stole your money is paranoid. Not only does that kind of fear interfere with your enjoyment of life, it's counterproductive. You're actually increasing your odds of theft by accessing your bank accounts excessively. Your bank can set up special safety measures for you to protect your money. You should go talk to them and free yourself so you can live a normal life.
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Old 04-18-2009, 07:39 AM
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Originally Posted by cougarskies View Post
I'd say it's more than enough already. There's careful and then there's paranoid. Checking your bank accounts several times each day in case somebody stole your money is paranoid. Not only does that kind of fear interfere with your enjoyment of life, it's counterproductive. You're actually increasing your odds of theft by accessing your bank accounts excessively. Your bank can set up special safety measures for you to protect your money. You should go talk to them and free yourself so you can live a normal life.

But that is her choice and only she would know if it interferes with her "enjoyment of life".,,,and of course living " a normal life" is all in how you look at it.

Rude, rude post!!!
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Old 04-18-2009, 06:53 PM
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Originally Posted by suezz View Post
But that is her choice and only she would know if it interferes with her "enjoyment of life".,,,and of course living " a normal life" is all in how you look at it.

Rude, rude post!!!
Ha! That was actually pretty mellow for cougarskies
I agree with her though, one really should not let this kind of thing overwhelm them.

cj/
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Old 04-18-2009, 07:01 PM
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Originally Posted by cjs216 View Post
Ha! That was actually pretty mellow for cougarskies
I agree with her though, one really should not let this kind of thing overwhelm them.

cj/
I agree on both!! I don't think cougarskies was rude at all.
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