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The Cafe - 'TC' So? Your daughter wants her belly pierced? Your cat keeps using the couch as a litter box? Your husband taped the Hockey game over your wedding video? Your neighbor has a gnome collection and it makes you mad? Pour yourself a cup of coffee and come on in to The Café! Talk amongst yourselves...discuss, question, reply, or respond to many subjects!

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Old 05-17-2009, 02:23 PM
KellyJef's Avatar
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Join Date: Jul 1999
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social security - anybody know the answer

Does anyone happen to know the answer to this question?

If a husband is collecting $2,000 a month as his social security allotment and his wife is collecting $1,000 a month as her social security allotment, what happens if the husband dies? Does the wife's amount increase?

Someone told me that the wife would now collect $2,000 a month since the husband's allotment was higher. That doesn't sound logical to me. In other words, does the surviving spouse automatically get the higher amount?
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Old 05-17-2009, 03:24 PM
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Join Date: Jul 2007
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Quote:
Originally Posted by KellyJef View Post
Does anyone happen to know the answer to this question?

If a husband is collecting $2,000 a month as his social security allotment and his wife is collecting $1,000 a month as her social security allotment, what happens if the husband dies? Does the wife's amount increase?

Someone told me that the wife would now collect $2,000 a month since the husband's allotment was higher. That doesn't sound logical to me. In other words, does the surviving spouse automatically get the higher amount?
Yes, that is correct. It might be off by a few dollars, but the answer is yes. Additionally, if the wife was collecting the higher amount and dies first, the husband could (should) apply for it. There is no automatic, people have to apply, but again, yes to your query.

dl
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Old 05-17-2009, 11:47 PM
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Yes, the surviving spouse gets the higher of the two amounts.
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