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  #1 (permalink)  
Old 02-15-2008, 03:52 PM
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Question What is YOUR solution to the lack of health insurance?

Or affordable health insurance???

If you had the power to "fix" the health insurance situation, what would you do??
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Old 02-15-2008, 03:55 PM
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Universal single pay healthcare.
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Old 02-15-2008, 03:58 PM
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Originally Posted by kvmj View Post
Universal single pay healthcare.
]

How does that work?
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Old 02-15-2008, 04:17 PM
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Quote:
Originally Posted by allinaugust View Post
]

How does that work?

Like Medicare.
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Old 02-15-2008, 04:30 PM
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Originally Posted by kvmj View Post
Like Medicare.
Does the Beneficiary pay into it like people pay a monthly fee for Medicare?? Would it be open to anyone??? Sorry, I'm not that well educated in this plan, and just trying to find out how it works. Is this plan O'Bama or Hillary Clinton are emphasizing?

I don't have a problem with a plan that people pay into and then pay a deductible or something like that where they contribute to it. I think we need good health insurance to keep our country strong.. Where will we be if people stop going to the doctor because they can't afford it?? I know, this is already going on in some cases, but, I'm talking about a mass quantity of people being effected by no health insurance.
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Old 02-15-2008, 06:28 PM
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I do not like the idea of a federal universal health plan. I believe once the federal government becomes more involved it is just going to drive the medical costs up higher. Also I think the government will try to control more of the services/treatments/medicines that can be used. There already are trying to regulate vitamins and herbs that you can buy.
I like the idea of incentivites for companies and individuals to keep the cost lower. I also like the idea of tax credits so that more people can afford insurance if they chose.

Below is 2 sources that explain Ron Paul health plan.

Candidate Profile: Ron Paul

Lowering the Cost of Health Care by Ron Paul
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Old 02-15-2008, 06:49 PM
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Make Congress go on medicare and let everyone else use it also. Having Congress and the rest of the federal government on it will make sure that it keeps on running correctly. They have no incentive to fix any problems now because they don't affect them directly. The medicare system is already up and running and it seems to run relatively well. At least it has so far for my husband. He's had two different by-pass surgeries, one with regular insurance and the other with medicare. There seemed to be little, if any, difference in the way it was billed, the costs to us, or the care he received.
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Old 02-15-2008, 07:30 PM
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Make Congress go on medicare and let everyone else use it also. Having Congress and the rest of the federal government on it will make sure that it keeps on running correctly. They have no incentive to fix any problems now because they don't affect them directly. The medicare system is already up and running and it seems to run relatively well. At least it has so far for my husband. He's had two different by-pass surgeries, one with regular insurance and the other with medicare. There seemed to be little, if any, difference in the way it was billed, the costs to us, or the care he received.
I think Medicare is working pretty well, too. It has gotten a little confusing with the different plans, and the addition of the drug plan.

I would not want a health care system that is run by the government that restricted your choices of where you could go. I remember when we lived VA, and military medical facilities were plentiful, and you HAD to go there for care.....OMG.....it was like herding cattle. Yes, you got care, but, OMG......
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Old 02-15-2008, 07:34 PM
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Originally Posted by allinaugust View Post
I think Medicare is working pretty well, too. It has gotten a little confusing with the different plans, and the addition of the drug plan.

I would not want a health care system that is run by the government that restricted your choices of where you could go. I remember when we lived VA, and military medical facilities were plentiful, and you HAD to go there for care.....OMG.....it was like herding cattle. Yes, you got care, but, OMG......
We live in the St. Louis area. Lots of excellent hospitals. But my husbands only restriction to where his heart surgery would be performed was his doctor. He went where the doctor did surgery. If he had not liked going to that hospital, we then would have changed surgeons.
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Old 02-15-2008, 07:47 PM
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Originally Posted by wildwood View Post
We live in the St. Louis area. Lots of excellent hospitals. But my husbands only restriction to where his heart surgery would be performed was his doctor. He went where the doctor did surgery. If he had not liked going to that hospital, we then would have changed surgeons.
I'm confused by your statment....are you saying your DH was using Medicare for his surgery???

Not all doctors have "rights" to practice at all the hospitals...I don't think I worded that correctly, but, hope you can get what I mean.
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Old 02-16-2008, 02:27 PM
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Originally Posted by allinaugust View Post
I'm confused by your statment....are you saying your DH was using Medicare for his surgery???

Not all doctors have "rights" to practice at all the hospitals...I don't think I worded that correctly, but, hope you can get what I mean.
For his second heart surgery, he was on Medicare. But he had the choice of surgeons to use, and the surgeon dictated the hospital of his choice. Actually, if I remember right, we were given two choices but he strongly urged use of one over the other.

If we had not liked the hospital that the surgeon we chose used, then we had the option of finding a different surgeon who could operate in a hospital that we liked better. Doctors do not have the "right" to practice at every hospital, but I think that is mainly their choice. I think they can ask to be on staff of a hospital, but I may be wrong about that.

I used my example to defend Medicare because you said you wouldn't like having someone tell you where to go. I don't find that to be the case around here. But the state you live in might make a difference in that, as far as Medicare goes. I think each state has it's own rules. Like California has a different system and it's called something besides Medicare. The military is a whole different game.
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Old 02-17-2008, 04:56 PM
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I ran across a timely article written by a Canadian on what their health care looks like.

Mythbusting Canadian Health Care -- Part I | OurFuture.org
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Old 02-17-2008, 06:07 PM
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Originally Posted by kvmj View Post
I ran across a timely article written by a Canadian on what their health care looks like.

Mythbusting Canadian Health Care -- Part I | OurFuture.org
Excellent. Thanks for the link.
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Old 02-17-2008, 09:38 PM
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Originally Posted by kvmj View Post
I ran across a timely article written by a Canadian on what their health care looks like.

Mythbusting Canadian Health Care -- Part I | OurFuture.org
From what that article said, it seems a lot like Military Medical care to me. Not the kind where you can go out in town to a doctor, but, the kind where, if you live in an area with a large enough military presence, and the medical facilities are there (Norfolk, VA) you pretty much don't have the option of going out in town,you have to go to the military treatment facility.


ETA: I'm not saying that's not a good answer to our health care situation.
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Last edited by allinaugust; 02-17-2008 at 09:39 PM. Reason: wanted to add something.....
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Old 02-17-2008, 11:17 PM
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get rid of ins & bring healthcare costs down heres a situation I dont understand I had youngest dd with ins. cost me $1000 after ins to stay in the hospital 2 days

my mom had me without ins & paid cash it was $500 for a week to stay in the hospital I mean WTH

it just is ridiculous I guess my ins company actually paid like a zillion dollars for me to be in the hospital with dd I think thats screwed up

And prescriptions are threw the roof we had to get dh off his the ins wont cover it & it would be $300 a month it irks me because I know so many people who are on title 19 & get the same meds free or for $1 thats just screwed up lets lower it for all americans ins companies or drs someone is making a killing while we suffer
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Old 02-18-2008, 01:24 AM
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Quote:
Originally Posted by allinaugust View Post
I think Medicare is working pretty well, too. It has gotten a little confusing with the different plans, and the addition of the drug plan.

I would not want a health care system that is run by the government that restricted your choices of where you could go. I remember when we lived VA, and military medical facilities were plentiful, and you HAD to go there for care.....OMG.....it was like herding cattle. Yes, you got care, but, OMG......
When we were staioned in Norfolk, Virginia we could use private doctors if we wanted to, we just had to pay a co-pay. My GYN and our pediatrician were both private. I did use the military facilities for some stuff like asthma meds, general sickness, etc. because we didn't have to pay a co-pay and the meds were free. I never had any problems with any of the military medical facities at the places we were stationed, but it is definately no frills, LOL.

I am not a fan of the Universal Health Care programs. I think people should pay for what they use. People work jobs to pay for their health care, some people join the military to pay for their healthcare. I don't see why my tax dollars have to pay for other people's health care.
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Old 02-18-2008, 01:51 AM
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Quote:
Originally Posted by kvmj View Post
I ran across a timely article written by a Canadian on what their health care looks like.

Mythbusting Canadian Health Care -- Part I | OurFuture.org
Thanks so much. I read part I and part II and thought they were both excellent. I have friends who insist that the Canadian system is horrible. I will email this to them and see what kind of reaction I get... It should be amusing.
 

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