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Old 10-24-2008, 09:50 PM
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Question about Obama's Health Care plan...

I read thru his plan, and it says "for ALL Americans" so, I assume that means ALL Americans...... ??? Rich, poor, whatever???

Does anyone know the "sliding scale" income limits they plan to use??? Does anyone actually any of the beef about it??
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Old 10-26-2008, 01:07 PM
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I do not think that it has been determined... an income sliding scale yet. I think some people are still going to find it hard to afford insurance coverage even with government subsidies. (Example: The cost of deductibles, copays, etc)

Here is a link that "might" be helpful.

The Health Care Blog: Obama's health plan under the microscope and through a fair lense

"Finally, the Urban Institute points to the many unknowns in Obama’s plan that make it impossible to estimate the cost. How rich will the subsidies be? Will middle-income families earning less than $60,000 qualify? What about families earning less than $70,000? If employers are required to make a “meaningful” contribution to employee plans, just how much is meaningful? Alternatively, they will pay a payroll tax—how high will that tax go? Finally, just how generous will the benefits be in the public sector plan?

Obama has compared the plan he would offer to “the plan available to members of Congress” under the Federal Employees Health Benefits (FEHB) program. But what many don’t realize is that FEHB offers a menu of plans. The most popular, the Blue Cross Blue Shield Standard Option, offers a broad array of medical services with modest cost sharing (including a $600 deductible and $15 co-payments for doctor visits). In 2008, the full monthly premium charged by that plan was $1,027.95 for family coverage. The federal government contributed $713.48, and the enrollee paid the remainder.

But many median-income families would not be able to afford $500 a month—or $6,000 a year—for health insurance. They would need partial subsidies, making Obama’s plan that much more expensive.

Alternatively, the government could offer a cheaper FEHB plan like the “Mail Handler’s value option.” It costs less than half the price of the Blue Cross plan, but it carries a $1,000 deductible plus 20 percent co-pays on hospital and physician’s services. A $1,000 deductible could lead many families to put off preventive care. And a 20% co-pay on a $80,000 hospital bill—plus a string of $400 doctors’ bills--would be out of reach for many middle-class families"
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Old 10-26-2008, 07:38 PM
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Any Democrats care to weigh in on this?? Surely you know all about it.
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Old 10-26-2008, 09:33 PM
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I read this at the airport last week. It might help you Health care plans: Obama vs. McCain - USATODAY.com
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Old 10-26-2008, 09:39 PM
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I found this interesting because you know the devil is in the details.

“We made a decision even before the plan was rolled out not to decide,” said David M. Cutler, a Harvard economist who speaks for the campaign on health care. “It’s not that there’s a decision out there that we’re not telling. It’s literally that we’ve decided not to decide.”

http://www.nytimes.com/2008/10/27/us...ealthcare.html

So I guess you won't be able to find the details because they haven't decided. How very convenient for them.
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